This is the real 2026 picture for ccrc entry fees explained in Ann Arbor, Washtenaw County — real local numbers and how families here actually pay, not a national average.
Ann Arbor in context
Ann Arbor, home to the University of Michigan, pairs a well-educated, engaged senior population with strong healthcare access, and its senior living skews toward higher-end communities near Kerrytown, Burns Park, and downtown.
Ann Arbor sits in Washtenaw County. Nearby hospitals include Michigan Medicine — University of Michigan Health, Trinity Health Ann Arbor, which matters for discharge planning and for staying close to a parent's doctors. Families here commonly focus on areas such as Kerrytown, Burns Park, Downtown Ann Arbor, North Campus. Washtenaw County pricing in Ann Arbor trends above the metro median.
CCRC Entry Fees Explained: what drives the number
CCRCs layer a large refundable-or-not entrance fee on top of the monthly rate; the contract terms determine how much you get back and how much future care is guaranteed.
What ccrcs includes in Michigan
A Continuing Care Retirement Community (CCRC) spans independent living, assisted living, and skilled nursing on one campus, so a resident can age in place as needs change.
The assisted living portion is licensed as a Home for the Aged or Adult Foster Care and the skilled-nursing portion is LARA-licensed under the Public Health Code (1978 PA 368, Parts 213/217 and the Adult Foster Care Facility Licensing Act), with CCRC contracts governed by Michigan insurance and consumer-contract law. A typical monthly range is $3,000 to $6,500 a month plus a significant entrance fee.
Here's what separates a strong community from a weak one:
- the entrance-fee refund terms in the contract
- the financial health of the operator and its reserves
- guaranteed access to higher levels of care and at what price
Ways to pay in Ann Arbor
Most families layer several sources rather than relying on one. Private savings and Social Security typically lead, and long-term-care insurance follows when a policy is already in place. Wartime veterans and surviving spouses should check VA Aid & Attendance through the John D. Dingell VA Medical Center. And Michigan's MI Choice Waiver (with MI Health Link for dual-eligible seniors in Wayne and Macomb counties) can cover care services — though not room and board — for seniors who meet the functional and financial tests, after a nursing-facility level-of-care assessment. Washtenaw County pricing in Ann Arbor trends above the metro median.
A free advisor will sort out which of these your family qualifies for, and which Ann Arbor-area providers take them.
Where to start
A free Detroit Senior Advisor advisor can shortlist options that fit your budget and timeline and set up tours. Reach us online — there's never a fee for families.
